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Loan Rates

Loan Rates

Loans for the way you live.

It’s our business to help make your dreams come true. This includes providing the financing you need for a variety of life needs. No matter where you are in life or how much money you make, we’re here for you. And we always take the time to listen, so you get the loan you need.

We can get you approved, and the funds disbursed into your account as soon as you need it. Apply how it’s most convenient for you: online or in person.

Loan rates based on credit score

Effective Date 4-10-2024

New Cars and TrucksRateAPR*TermCalculators
New Cars and Trucks**3.50%3.50%36 MonthsCalculator
New Cars and Trucks**4.00%4.00%48 MonthsCalculator
New Cars and Trucks**4.50%4.50%60 MonthsCalculator
New Cars and Trucks**5.005.00%72 MonthsCalculator
Used Cars and TrucksRateAPR*TermCalculators
Used Cars and Trucks** 4.00%4.00%36 MonthsCalculator
Used Cars and Trucks** 4.50%4.50%42 MonthsCalculator
Used Cars and Trucks** 5.00%5.00%48 MonthsCalculator
Used Cars and Trucks** 6.00%6.00%60 MonthsCalculator
Fixed Home Equity LoanRateAPR*TermCalculators
Up to 80% Loan to Value 5.75%5.75%60 monthsCalculator
Up to 80% Loan to Value Visit mortgage center for current rates120 monthsCalculator
Up to 80% Loan to Value Visit mortgage center for current rates180 monthsCalculator
MortgageInformationCalculators
Home Purchase / RefinanceSpeak to a Home Loans Specialist -
call 866-892-5660
Rate Quote
Personal LoanRateAPR*TermCalculators
Personal Loan up to $15,000**7.50%7.50%12 MonthsCalculator
Personal Loan up to $15,000**7.75%7.75%18 MonthsCalculator
Personal Loan up to $15,000**8.00%8.00%24 MonthsCalculator
Personal Loan up to $15,000**8.25%8.25%30 MonthsCalculator
Personal Loan up to $15,000**8.50%8.50%36 MonthsCalculator
Share SecuredRateAPR*TermCalculators
Share Secured Loans up to 5 years 2.25%2.25%n/aCalculator
Credit CardsRateAPR*
Starting at 12.75%12.75% APR
* APR = ANNUAL PERCENTAGE RATE
** Certain terms & conditions apply. Contact MAFCU for more details