Manville Area Federal Credit Union
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Loans | Mortgage | Savings | Certificates

Rates posted are the lowest possible rates.
Rates may vary depending on past credit history,
down payment, and approximate term.
Rates are subject to change.

 

Loans Rate APR* Term  
New Cars and Trucks** 5.15 5.15 36 Calculator
New Cars and Trucks** 5.35 5.35 48 Calculator
New Cars and Trucks** 5.55 5.55 60 Calculator
Used Cars and Trucks** 5.15 5.15 36 Calculator
Used Cars and Trucks** 5.35 5.35 42 Calculator
Used Cars and Trucks** 5.55 5.55 48 Calculator
Second Mortgage Up to 80% Loan to Value  5.15 5.15 36 Calculator
Second Mortgage Up to 80% Loan to Value  5.30 5.30 48 Calculator
Second Mortgage Up to 80% Loan to Value  5.45 5.45 60 Calculator
Second Mortgage Up to 100% Loan to Value  5.95 5.95 36 Calculator
Second Mortgage Up to 100% Loan to Value  6.15 6.15 48 Calculator
Second Mortgage Up to 100% Loan to Value  6.50 6.50 60 Calculator
Second Mortgage...three year adjustable...up to 20 years...80% LTV  5.40 5.20 n/a Calculator
Second Mortgage...three year adjustable...up to 10 years... 100% LTV  6.40 6.20 n/a Calculator
Personal Loan up to $4,000*** 7.00 7.00 12 Calculator
Personal Loan up to $4,000*** 7.50 7.50 24 Calculator
Personal Loan up to $4,000*** 8.00 8.00 36 Calculator
Share Secured Loans up to 5 years 3.40 3.40 n/a Calculator

 

Other loans are also available such as stock secured loans and loans to purchase RVs and motorcycles
*APR = Annual Percentage Rate
**Loan rates are based upon credit scoring - down payment may be required
***Loan rates are based upon credit scoring
 For NJ and PA only - Processing time 10 days - $100 application fee
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First Mortgages

Rate Points APR*
     

 

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All Savings Rates are Dividend Rates.

 

Savings Rate APY* Term
Savings including Club Accounts and Regular IRA Accounts .90 .91 n/a

 

*APY = Annual Percentage Yield
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Certificates Rate APY* Term
Variable Rate Certificate  2.10 2.12 n/a
3 month Certificate** 2.10 2.12 3
6 month Certificate** 3.10 3.14 6
9 month Certificate**  3.35 3.40 9
12 month Certificate** 3.60 3.66 12

 

*APY = Annual Percentage Yield
**All fixed rate certificates require a minimum balance of $1,000 or $500 for members under the 18 years old. Dividends are posted monthly. Earned dividends are available for withdrawal at any time.

 Rate paid last month. The Variable Rate Certificate requires a minimum balance of $3,000 and has no maturity date. Members may make deposits to and withdrawals from this certificate at any time. The minimum deposit or withdrawal is $1,000. Dividends are declared at the end of each month and are posted monthly.

ALL ACCOUNTS ARE FEDERALLY INSURED TO $100,000
BY THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA)
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